Disclosures and Copyright

All posts are made by me (unless otherwise noted) and all opinions contained in any page or post are mine unless explicitly stated otherwise.

I may receive payment or products from time to time to supplement my posts, but this will never influence what I write, and I will always disclose if I have received any compensation to you guys, my awesome readers. I do this because I care about my readership and I want to be completely open and honest with you (oh, and because it’s required by federal law).

This website and its contents are copyright of Living that Debt Free Life. Copyright 2023. All rights reserved.

Living that Debt Free Life does not allow its pictures to be reproduced anywhere, other than at this site, unless authorization is given at the time of sharing, with the exception of posting on Instagram and/or Pinterest, with proper credit given on Pinterest, and the photograph tagged with @thatdebtfreelife on Instagram.

Privacy Policy

Our Privacy Policy is designed to help you understand what personal data we may collect from you, how we collect it, how we use it, how we protect it, how we may share it, how you can access or change it, and how you can limit our sharing of it.

For purposes of this Privacy Policy, “Site” refers to the Company’s website, which can be accessed at www.livingthatdebtfreelife.com

“Service” refers to the Company’s services accessed via the Site, in which users can opt-in, purchase, or enter for free.

The terms “we,” “us,” and “our” refer to the Company’s website.

“You” refers to you, as a user of our Site or our Service.

By accessing our Site or our Service, you accept our Privacy Policy and Terms of Use and you consent to our collection, storage, use and disclosure of your Personal Information as described in this Privacy Policy.

HOW WE COLLECT YOUR INFORMATION

We collect “Non-Personal Information” and “Personal Information.”

Non-Personal Information is data that cannot be used to personally identify you. It is simply anonymous data. This includes general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit.

Personal Information is data that can be used to personally identify you. This includes your email address and first name. This data is provided to us by you voluntarily via an opt-in form, email, or contacting us via our website.

This privacy policy informs you of how we collect personal data including that which you provide by opting in to a free resource, purchasing or entering a program, product, or service, contacting us via our website, as well as any data we collect automatically from you based upon your activity on our website.

1. INTERNET TRAFFIC DATA

Internet traffic data includes the name of the website you came from (known as the “referring URL”), your internet service provider information, the IP address of your computer/the proxy server you use to access the Internet, your web browser type, the type of mobile device, your computer operating system, and data about your browsing activity when using our website. We do not collect personally identifying information through this process, and it is used to analyze user traffic to help improve our website to provide a better user experience.

2. COOKIES

This website uses cookies, which are small pieces of data or a text file that is downloaded and stored on your computer or mobile device to help us improve your access to our site. We use a cookie to collect Non-Personal information about you and keep a record of your preferences when using our services. For example, we may use cookies to collect your browsing patterns, IP address, and internet service provider. We also obtain information about our users via Google Analytics in order to get data that will help us improve our website and marketing.

By agreeing to accept our use of cookies, you are giving us, and third parties we partner with, permission to place, store, and access some or all the cookies described below on your computer.

3. WHEN ENTERING AND USING OUR WEBSITE

When you enter and use our website and agree to accept cookies, some of these cookies may contain your Personal Information.

4. WHEN BUYING PRODUCTS OR SERVICES

If you purchase products or services from us, we collect your first and last name, email address, physical address, credit card or other payment information, phone number, and other information listed.

GOOGLE ANALYTICS PRIVACY NOTICE

This website uses Google Analytics to collect information about how visitors use our website. Google Analytics collects information from users such as age, gender, location, interests, internet browser, how often they visit our website, and what pages they visit. We use the information we get from Google Analytics to analyze traffic, improve our marketing, and improve our website.

For more information on how Google collects and processes your data, visit https://www.google.com/policies/privacy/partners/.

You can prevent Google Analytics from using your information by opting out at this link: https://www.google.com/policies/privacy/partners/.

GOOGLE ADSENSE PRIVACY NOTICE

We also use Google AdSense Advertising on our website. Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

HOW WE USE AND SHARE YOUR INFORMATION

Any of the information we collect from you may be used in one of the following ways:

  • Personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested in

  • Improve our website in order to better serve you

  • Provide our products and services you have requested or purchased from us

  • Contact you with marketing and advertising we believe that you may be interested in

THIRD PARTIES

We do not sell, trade, or otherwise transfer your Personal Information to other individuals or business entity without your consent. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.

CHILDREN’S PRIVACY

This website is not directed to anyone under the age of 13, although we realize that a child under the age of 13 may try to access our website. We do not knowingly collect personal information from anyone under the age of 13. If we learn that we have gathered personal information from anyone under the age of 13 without the consent of a parent or guardian, we will delete that information as soon as possible. If you are a parent or guardian and believe we have collected such information, please contact us at info@livingthatdebtfreelife.com

EMAIL POLICY

Unless you ask us not to, we may contact you via the email address you voluntarily provided us in the future to tell you about specials, new products or services, or changes to this privacy policy.

SECURITY POLICY

Protecting your information is a top priority for us. When you submit personal information to the Site, your information is protected both online and offline.

Wherever we collect personal information, that information is encrypted and transmitted to us by secure servers. We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information including encryption and firewalls. Unfortunately, these measures do not guarantee that your personal information will not be accessed and misused over the internet.

YOUR RIGHTS

You have the right to opt-out of any further contact from us or our affiliates by following the instructions at the bottom of each email.

LINKS TO OTHER WEBSITES

This website may provide links to third-party websites that are out of our control. This Privacy Policy applies to information collected by us through Living That Debt Free Life. Once you leave our website, you are no longer governed by these Terms our Privacy Policy. This means that this Privacy Policy does not apply to your use of a third-party website accessed by clicking a link on our website and the privacy policy of that other website will apply to your access or use of that site. We encourage our users to read the privacy statements of other websites before proceeding to use them.

TERMS AND CONDITIONS

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our Site.

PRIVACY POLICY UPDATES

Our Privacy Policy may change from time to time and all updates will be posted on this page.

CONTACT US

If you require more information or have any questions regarding this privacy policy, you may contact us at info@livingthatdebtfreelife.com.

This policy was last updated on December 29, 2018.