2019 Personal Finance Challenge - January - Make A Zero-Based Budget
Welcome to the Living That Debt Free Life 2019 Personal Finance Challenge!
If you are new to budgeting, paying off debt, and managing your finances, you’ve come to the right place! I’ve compiled 12 monthly challenges to get your 2019 financially on track.
Each monthly challenge contains one of the many steps I’ve taken to help me pay off debt faster.
If you’ve been paying off debt for a while, the information in these challenges is probably nothing new to you.
But, if you’re one of the hundreds who ask me each month how I’ve managed to pay off so much debt, then this is going to be so helpful to you!
The challenge is completely free to join! Each month, we’ll complete the challenge together and chat about it here on the blog in the comments down below and on Instagram.
I’ll announce each monthly challenge here on the blog and on my Instagram Page.
If you are participating, please feel free to leave a comment down below and let me know how it’s going! And, be sure to tag your challenge related IG photos with #TDFL2019Challenge, so I can find you and cheer you on!!
Ready to get started?! Here’s this month’s challenge!
January 2019 Challenge - Make a Zero Based Budget
This month’s challenge is to create a zero-based budget. A zero-based budget is MY NUMBER ONE TIP to getting your finances in order. Seriously, I don’t know how you can succeed financially without one. You probably can, but it’s a LOT EASIER with a zero-based budget.
In fact, one of my Instagram followers said 12 out of 10 people recommend it! Haha! It’s so true. I can’t recommend any single step more than creating a zero based budget.
It is the single most important step you can take to get control of your money.
Have I convinced you yet? Good!
Check out this post for all the information you need on what a zero-based budget is, how it works, and how to make one! (And, if you want help creating a budget specific to your income and expenses, sign up for my one-on-one personal finance coaching sessions and I will create a budget personally tailored to you!!)
Then meet me back here next month for February’s challenge! Good luck, everyone!! You’ve got this!!
